Sadly, if you live in South Florida, you will probably have a property insurance claim. Sadly, you will probably be denied a claim because the insurance companies in Florida love to deny, underpay or delay paying out money. But this is not the time to give up. Here are four things to do if your insurance claim gets denied.

1. Document everything- the more documentation you have, the easier it is to fight a denial claim. Remember, the insurance company is subject to checks and balances like every other company that operates under state law does. So even if the claim is denied, just make sure you have proper documentation. That way, you can sue the insurance company very easily and you will have the proof to back things up.

2. report the claim immediately - one of the reason insurance companies deny claims is because it wasn't reported on time. Another reason could be because you have failed to mitigate the damages. Like if your roof falls apart, you should take any precaution measure to cover it with a tarp or repair the missing roof parts without even the insurance company paying out on the claim. You have a duty to mitigate. you need to take responsibility as well. You can always sue the insurance carrier later and get reimbursed for the out of pocket expenses you faced from mitigating the damages.

3. Hire an attorney- Do you know under Florida law, that if you hire an attorney that handles these insurance claims, that if you win in court, the insurance company is on the hook to pay your legal bills? So basically you can find an attorney like Teisha Powell, Law Offices P.A who would be willing to work on your case, and you only have to pay when you get a check. In fact, your insurance company will be paying the check. So it will cost you nothing to hire a lawyer. So think twice before not taking this step.

4. Get your policy and declaration to your attorney- Once the insurance company deny your claim, it will come up with some bogus reason why the claim is denied. Be prepared to take that denial letter, along with your policy to your Insurance attorney, like a firm like, Teisha Powell, Law Offices P.A. and your attorney will know what to do. More than likely, your attorney will file a lawsuit to preserve and protect your right. So do not be afraid to hire an attorney who can use your insurance company. No doesn't always mean no. And when an insurance company deny your claim, it doesn't mean you won't be able to get that denial overturn. So do your homeowner. and do not be afraid to speak up for what you want. And do not be afraid of suing an insurance company.

You have legal rights. And you deserve to get your claim paid. There is no other sickening thing in life than to pay your premium and get a denial letter in bad faith, when you know in your heart of hearts that your claim should be paid. So contact an attorney like, Teisha Powell, Law Offices P.A, now. We handle insurance claim. and we are not afraid to fight the insurance company for you.

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